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WebMay 31, 2024 · As with a fixed rate loan, there is usually a rate lock fee or equivalent. This fee is usually 0.15% of the loan amount at the time the loan is advanced to you. For more details on rates and fees which can vary depending on the lenders, please enquire online or call us on 1300 889 743 for up to date information. Why should I choose a capped rate? WebNov 3, 2024 · The Reserve Bank of Australia (RBA) has cut the cash rate by 15 basis points in November taking it to a new record low of 0.10%. Savings.com.au will provide regular updates below of which lenders are announcing they are passing on this November 2024 rate cut to variable-rate home loans. Current low rate home loans Web10.74% - 21.49%. Fixed. Share Secured Loan. Up to 120 Months. Based on the dividend rate plus a margin of 3%. Certificate Secured Loan. Up to 60 Months. Based on the … how to remove marshmallow fluff from jar